With just a smartphone, you can leverage apps to earn extra income or even a full-time living. Here are the top 10 online money-making apps in 2024: 1. Swagbucks Best for: Surveys, cashback, and small tasks. Swagbucks rewards users for completing surveys, watching videos, playing games, and shopping online. It’s user-friendly, and the points earned (SB) can be redeemed for PayPal cash or gift cards. Available on: iOS, Android. --- 2. Upwork B est for: Freelancers in various fields. Upwork connects freelancers with clients globally. Whether you're a writer, designer, programmer, or marketer, you can find projects that match your skills and get paid securely through the platform. Available on:iOS, Android. --- 3. Fiverr best for : Offering freelance services. Fiverr allows you to list and sell your services starting at $5. From graphic design and writing to voiceovers and programming, you can build a s...